How Shopify fees work in Switzerland
Selling on Shopify in Switzerland means three separate costs eat into every order, and it is easy to under-count them. This calculator brings them together so you see real profit per unit, not just the headline margin on your product.
- Subscription: a fixed monthly plan fee, spread across the orders you actually take.
- Payment processing: a percentage of each sale plus a small fixed fee, charged by Shopify Payments or your gateway.
- Third-party transaction fee: an extra Shopify charge that only applies if you don’t use Shopify Payments.
On top of those sit your product cost, shipping and advertising; the calculator subtracts all of them to give net profit, margin, break-even price and the maximum you can spend on ads per order before you lose money.
Shopify plan pricing in Switzerland (CHF)
Shopify bills Basic, Grow and Advanced in Swiss francs, monthly or annually; annual billing lowers the effective monthly fee, for example from CHF 29 to CHF 21 on Basic. Plus is quoted separately in euros from roughly 2,100 € a month.
Rates last verified 2026-08-05. Shopify occasionally adjusts pricing, so always confirm against the official Switzerland pricing page before committing.
Swiss payment methods
Shopify Payments in Switzerland supports the local methods Swiss shoppers expect. Each is selectable in the calculator’s advanced options:
- Standard card (Visa / Mastercard)
- American Express: Amex costs 3.15% on Basic against 2.95% for a standard card, a smaller premium than most markets.
- International card: Cards issued outside Switzerland cost the same as Amex on every plan.
- TWINT: Switzerland's dominant mobile wallet is much cheaper than cards: 1.75% on Basic down to 1.45% on Advanced, plus CHF 0.30.
- Klarna: Flat 2.99% + CHF 0.35 on every plan.
Shopify Payments works directly in Switzerland, no external gateway needed, but the card rates run higher than the eurozone: 2.95% + CHF 0.30 on Basic for standard online cards, falling to 2.55% on Advanced. The bright spot is TWINT, the mobile wallet most Swiss shoppers use, at 1.75% down to 1.45% depending on plan, roughly half the card rate. If TWINT is a large share of your checkout mix, your blended processing cost looks very different from the headline card rate.
Third-party gateway fees
If you use an external payment provider instead of Shopify Payments, Shopify adds a transaction fee on top of whatever your gateway charges: 2% on Basic, falling to 0.2% on Plus. Switch the calculator’s payment method to “Third-party provider” to enter your gateway’s own rate and see the combined cost.
For most Swiss merchants, using Shopify Payments removes this fee entirely and is the cheaper route unless a specific gateway gives you a materially better processing rate.
MWST considerations
Switzerland's standard MWST rate is 8.1% (since January 2024), far below EU VAT rates. Switzerland is outside the EU, so the OSS scheme does not apply: domestic businesses register once worldwide taxable turnover passes CHF 100,000, and foreign sellers shipping into Switzerland often need to register from their first sale depending on the goods. Storefront prices are shown gross, so divide a CHF 108.10 price by 1.081 for the net amount.
This tool works in net (MWST-exclusive) terms. If your listed prices include MWST at 8.1%, convert to net before entering them so your margin reflects money you actually keep.
How this calculator works
Every figure is traceable to a formula:
- Processing fee = Price × rate% + fixed fee
- Plan allocation = Monthly plan fee ÷ Monthly order volume
- Break-even price = (fixed costs + fixed fee) ÷ (1 − variable fee rate)
- Max ad spend = profit per order before advertising is deducted
MWST is excluded throughout. The price-sensitivity table re-runs the full model at ±10/20/30% of your price so you can see how margin moves before you discount or raise prices.
Frequently asked questions
Yes, directly, with payouts in francs and no external gateway required. Card rates are higher than in the eurozone (2.95% + CHF 0.30 on Basic, down to 2.55% on Advanced), but TWINT processes at roughly half those percentages, so the real cost depends heavily on your payment mix.
TWINT runs at 1.75% + CHF 0.30 on Basic, 1.65% on Grow and 1.45% on Advanced. Compared with 2.95% to 2.55% for standard cards, every order that pays by TWINT costs you roughly half as much in processing. For a store where TWINT takes a third of checkout volume, that difference adds up faster than any plan discount.
The standard rate is 8.1%, and storefront prices include it. Divide a CHF 108.10 price by 1.081 for the net amount. Switzerland sits outside the EU, so there is no 10,000 € OSS threshold: Swiss businesses register once worldwide turnover passes CHF 100,000, and foreign sellers shipping in often register from their first sale.
Connecting an external gateway instead of Shopify Payments adds 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, on top of that gateway's own pricing. With Shopify Payments available domestically and TWINT priced as keenly as it is, few Swiss stores come out ahead on a third-party setup.
Annual billing lowers the effective monthly fee on every plan: Basic from CHF 29 to CHF 21, Grow from CHF 79 to CHF 59, Advanced from CHF 359 to CHF 269. Processing rates stay identical, so it is purely a question of paying the year upfront in exchange for roughly a quarter off.
Sources
- Shopify Switzerland pricing
- Shopify Help Center, Shopify Payments in Switzerland
