How Shopify fees work in Singapore
Selling on Shopify in Singapore means three separate costs eat into every order, and it is easy to under-count them. This calculator brings them together so you see real profit per unit, not just the headline margin on your product.
- Subscription: a fixed monthly plan fee, spread across the orders you actually take.
- Payment processing: a percentage of each sale plus a small fixed fee, charged by Shopify Payments or your gateway.
- Third-party transaction fee: an extra Shopify charge that only applies if you don’t use Shopify Payments.
On top of those sit your product cost, shipping and advertising; the calculator subtracts all of them to give net profit, margin, break-even price and the maximum you can spend on ads per order before you lose money.
Shopify plan pricing in Singapore (SGD)
Rates last verified 2026-08-05. Shopify occasionally adjusts pricing, so always confirm against the official Singapore pricing page before committing.
Singaporean payment methods
Shopify Payments in Singapore supports the local methods Singaporean shoppers expect. Each is selectable in the calculator’s advanced options:
- Standard card (Visa / Mastercard)
- American Express: Amex and international cards share the same rate: 3.6% on Basic down to 3.4% on Advanced, plus 50¢.
- International card: A uniform 0.4% above the standard rate, the same figure as Amex on every plan.
Singapore’s card rates are on the high side (3.2% on Basic against 1.75% in Australia, for contrast) but the international premium is small: Amex and foreign cards both add just 0.4 points. PayNow, GrabPay and Atome are available through payment providers, but Shopify publishes no rates for them, so we leave them out rather than guess.
Third-party gateway fees
If you use an external payment provider instead of Shopify Payments, Shopify adds a transaction fee on top of whatever your gateway charges: 2% on Basic, falling to 0.2% on Plus. Switch the calculator’s payment method to “Third-party provider” to enter your gateway’s own rate and see the combined cost.
For most Singaporean merchants, using Shopify Payments removes this fee entirely and is the cheaper route unless a specific gateway gives you a materially better processing rate.
GST considerations
Prices and profit here exclude GST, which has been 9% since January 2024. GST registration is mandatory once taxable turnover passes SGD 1 million. If your displayed prices are GST-inclusive, divide by 1.09 before entering them.
This tool works in net (GST-exclusive) terms. If your listed prices include GST at 9%, convert to net before entering them so your margin reflects money you actually keep.
How this calculator works
Every figure is traceable to a formula:
- Processing fee = Price × rate% + fixed fee
- Plan allocation = Monthly plan fee ÷ Monthly order volume
- Break-even price = (fixed costs + fixed fee) ÷ (1 − variable fee rate)
- Max ad spend = profit per order before advertising is deducted
GST is excluded throughout. The price-sensitivity table re-runs the full model at ±10/20/30% of your price so you can see how margin moves before you discount or raise prices.
Frequently asked questions
Basic (SGD $39/month, or $29/month billed annually) has the lowest subscription and a 3.2% + 50¢ card rate. The rate only falls 0.1 points per plan step (3.1% on Grow, 3.0% on Advanced), so in Singapore the plan decision is driven more by features and the third-party fee than by processing rates. Run your order volume through the advanced options to confirm.
The same as each other: 3.6% on Basic, 3.5% on Grow and 3.4% on Advanced, plus 50¢. That is only 0.4 points above the domestic rate, one of the smallest international premiums in any Shopify market, which suits Singapore’s export-heavy stores.
Yes, through payment providers that integrate with Shopify, but Shopify does not publish rates for them, so this calculator cannot model them honestly. If your provider has quoted you a rate, select the third-party option and enter it there, remembering Shopify’s external transaction fee stacks on top.
No. All figures are net of GST, which is 9% as of January 2024. Registration is mandatory above SGD 1 million in taxable turnover. Divide GST-inclusive storefront prices by 1.09 before entering them here.
Processing outside Shopify Payments adds 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, on top of your gateway’s own fees. With domestic card rates already above 3%, that extra layer hurts; compare carefully before choosing an external gateway.
Sources
- Shopify Singapore pricing
